@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');
:root{--navy:#071621;--navy-2:#0b2638;--blue:#075fd0;--cyan:#08b8c8;--pale:#e9f6fa;--paper:#f5f4ef;--white:#fff;--ink:#10232f;--muted:#62737c;--line:#d7dcde;--shadow:0 24px 70px rgba(7,22,33,.12);font-family:"DM Sans",system-ui,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none;text-rendering:optimizeLegibility}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink)}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:"Manrope",sans-serif;letter-spacing:-.045em}.eyebrow{font:800 11px/1.4 "Manrope";letter-spacing:.17em;text-transform:uppercase;color:var(--blue)}
.insight-header{height:84px;position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(20px,6vw,92px);background:rgba(245,244,239,.96);backdrop-filter:blur(15px);border-bottom:1px solid rgba(7,95,208,.12)}.insight-brand{width:255px;height:62px;overflow:hidden;position:relative}.insight-brand img{width:100%;height:100%;object-fit:contain}.insight-header nav{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:800}.contact-link{background:linear-gradient(115deg,#064aa7,var(--blue),var(--cyan));color:white;padding:14px 18px}
.landing-hero{min-height:570px;display:flex;align-items:flex-end;padding:clamp(80px,10vw,150px) clamp(22px,8vw,125px);color:white;background:radial-gradient(circle at 82% 28%,rgba(8,184,200,.32),transparent 27%),linear-gradient(135deg,var(--navy),#082c48)}.landing-hero>div{max-width:950px}.landing-hero .eyebrow{color:var(--cyan)}.landing-hero h1{font-size:clamp(48px,7vw,98px);line-height:.98;margin:20px 0 28px}.landing-hero p:last-child{max-width:720px;color:#b8c7ce;font-size:18px;line-height:1.7}
.landing-hero--media{min-height:500px}.media-archive{padding:clamp(70px,8vw,120px) clamp(22px,7vw,110px);display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.media-archive-card{background:white;border:1px solid var(--line);border-top:3px solid var(--cyan);padding:clamp(25px,3vw,38px);min-height:390px;display:flex;flex-direction:column}.media-archive-card__meta{display:flex;justify-content:space-between;gap:16px;margin-bottom:30px;color:var(--muted);font-size:10px;text-transform:uppercase;letter-spacing:.08em}.media-archive-card__meta span{color:var(--blue);font-weight:800}.media-archive-card h2{font-size:clamp(24px,2.3vw,34px);line-height:1.14;margin:14px 0 18px}.media-archive-card>p:not(.eyebrow){color:var(--muted);font-size:14px;line-height:1.65}.media-archive-card>a{margin-top:auto;padding-top:20px;border-top:1px solid var(--line);color:var(--blue);font-size:13px;font-weight:800}
.insight-list{padding:clamp(70px,8vw,120px) clamp(22px,7vw,110px);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.insight-card{background:white;border:1px solid var(--line);border-top:3px solid var(--cyan);padding:clamp(28px,4vw,52px);min-height:440px;display:flex;flex-direction:column;box-shadow:0 15px 45px rgba(7,22,33,.06)}.insight-card h2{font-size:clamp(29px,3vw,44px);line-height:1.1;margin:17px 0 20px}.insight-card>p:not(.eyebrow){color:var(--muted);font-size:15px;line-height:1.7}.insight-card>div{display:flex;gap:18px;color:var(--muted);font-size:11px;margin-top:auto;padding:26px 0 16px;border-top:1px solid var(--line)}.read-link{font-weight:800;color:var(--blue);display:flex;justify-content:space-between}.landing-cta,.related{padding:clamp(70px,8vw,120px) clamp(22px,7vw,110px)}.landing-cta{color:white;background:linear-gradient(120deg,var(--navy-2),#0a3b5b)}.landing-cta .eyebrow{color:var(--cyan)}.landing-cta h2{font-size:clamp(38px,5vw,70px);max-width:800px;margin:20px 0 32px}.landing-cta>a,.article-cta>a{display:inline-flex;background:linear-gradient(115deg,#064aa7,var(--blue),var(--cyan));color:white;padding:18px 24px;font-weight:800;font-size:13px}
.article-hero{background:radial-gradient(circle at 82% 32%,rgba(8,184,200,.3),transparent 29%),linear-gradient(135deg,var(--navy),#082c48);color:white;padding:clamp(85px,10vw,150px) clamp(22px,8vw,125px)}.article-hero__inner{max-width:1050px}.back-link{display:inline-block;color:#9acbd4;font-size:12px;font-weight:800;margin-bottom:65px}.article-hero .eyebrow{color:var(--cyan)}.article-hero h1{font-size:clamp(46px,6.4vw,88px);line-height:1;margin:18px 0 28px}.dek{max-width:830px;color:#c0ccd2;font-size:18px;line-height:1.7}.article-meta{display:flex;flex-wrap:wrap;gap:14px 28px;margin-top:42px;padding-top:24px;border-top:1px solid rgba(255,255,255,.18);font-size:11px;color:#9fb0b9;text-transform:uppercase;letter-spacing:.08em}
.article-layout{display:grid;grid-template-columns:minmax(0,820px) minmax(260px,360px);align-items:start;justify-content:center;gap:clamp(45px,7vw,105px);padding:clamp(70px,8vw,120px) clamp(22px,7vw,110px);background:white}.article-body{font-size:17px;line-height:1.8;color:#344b57}.article-body .intro{font:600 clamp(22px,2.5vw,30px)/1.55 "Manrope";color:var(--ink);letter-spacing:-.02em;margin-bottom:65px}.article-body section{margin:0 0 58px}.article-body h2{font-size:clamp(31px,3vw,44px);line-height:1.16;color:var(--ink);margin-bottom:22px}.article-body ul{padding-left:22px;margin:25px 0;display:grid;gap:9px}.article-body li::marker{color:var(--cyan)}.article-cta{position:sticky;top:115px;background:var(--pale);border-top:4px solid var(--cyan);padding:34px}.article-cta h2{font-size:33px;line-height:1.12;margin:15px 0}.article-cta>p:not(.eyebrow){color:var(--muted);line-height:1.65}.article-cta>a{width:100%;justify-content:center;margin:15px 0}.article-cta small{display:block;text-align:center;color:var(--muted)}.source-note{padding:28px;border-left:4px solid var(--cyan);background:var(--pale);margin:65px 0}.source-note p{margin:8px 0}.source-note a{display:block;color:var(--blue);font-weight:800;font-size:13px}.source-note a+a{margin-top:5px}.faq{padding-top:55px;border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:0}.faq summary{cursor:pointer;list-style:none;padding:22px 32px 22px 0;font-weight:800;color:var(--ink);position:relative}.faq summary:after{content:"+";position:absolute;right:2px;color:var(--blue);font-size:22px}.faq details[open] summary:after{content:"–"}.faq details p{padding:0 0 20px;margin:0}
.related{background:var(--paper)}.related>h2{font-size:clamp(38px,5vw,66px);margin:18px 0 40px}.related>div{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.related a{min-height:230px;background:white;border-top:3px solid var(--cyan);padding:28px;display:flex;flex-direction:column}.related span{font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);font-weight:800}.related strong{font:700 22px/1.25 "Manrope";margin-top:auto}.insight-footer{background:#040e14;color:white;padding:65px clamp(22px,7vw,110px) 28px;display:grid;grid-template-columns:1.2fr 1fr;gap:50px;border-top:4px solid var(--cyan)}.insight-footer>div:first-child p{color:#82939d;max-width:460px;line-height:1.6}.insight-footer>div:nth-child(2){display:flex;flex-direction:column;align-items:flex-start;gap:12px;font-size:13px}.insight-footer a:hover{color:var(--cyan)}.copyright{grid-column:1/-1;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);color:#677b85;font-size:11px}
.privacy-page{background:white}.privacy-hero{padding:clamp(85px,10vw,145px) clamp(22px,8vw,125px);background:radial-gradient(circle at 82% 30%,rgba(8,184,200,.28),transparent 28%),linear-gradient(135deg,var(--navy),#082c48);color:white}.privacy-hero>div{max-width:900px}.privacy-hero .eyebrow{color:var(--cyan)}.privacy-hero h1{font-size:clamp(48px,7vw,92px);line-height:1;margin:18px 0 24px}.privacy-hero p:not(.eyebrow){max-width:720px;color:#c0ccd2;font-size:18px;line-height:1.7}.privacy-hero time{display:block;margin-top:30px;color:#93a9b4;font-size:11px;text-transform:uppercase;letter-spacing:.09em}.privacy-copy{max-width:860px;margin:0 auto;padding:clamp(70px,8vw,115px) 22px;color:#344b57;font-size:17px;line-height:1.8}.privacy-copy section{margin-bottom:52px}.privacy-copy h2{font-size:clamp(29px,3vw,40px);line-height:1.15;color:var(--ink);margin-bottom:18px}.privacy-copy a{color:var(--blue);font-weight:800}.privacy-contact{padding:34px;border-left:4px solid var(--cyan);background:var(--pale)}.privacy-contact h2{margin-top:12px}
@media(max-width:900px){.article-layout{grid-template-columns:1fr}.article-cta{position:static}.related>div{grid-template-columns:1fr}.insight-list{grid-template-columns:1fr}.insight-card{min-height:390px}.media-archive{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.insight-header{height:68px;padding:0 18px}.insight-brand{width:220px;height:54px}.insight-header nav>a:not(.contact-link){display:none}.contact-link{padding:11px 13px;font-size:11px}.landing-hero{min-height:510px;padding:80px 20px 65px}.landing-hero h1{font-size:48px}.article-hero{padding:70px 20px}.back-link{margin-bottom:45px}.article-hero h1{font-size:44px}.dek{font-size:16px}.article-layout{padding:65px 20px}.article-body{font-size:16px}.article-body .intro{font-size:22px}.article-cta{padding:28px 22px}.insight-list,.landing-cta,.related{padding:65px 20px}.insight-card{padding:28px 23px;min-height:360px}.insight-card h2{font-size:29px}.insight-footer{grid-template-columns:1fr;gap:28px;padding:55px 20px 25px}.copyright{grid-column:1}}
@media(max-width:380px){.insight-brand{width:175px}.contact-link{padding:10px;font-size:10px}}
@media(max-width:650px){.media-archive{grid-template-columns:1fr;padding:65px 20px}.media-archive-card{min-height:330px}.media-archive-card__meta{align-items:flex-start;flex-direction:column;gap:6px}.landing-hero--media{min-height:430px}}